Underwriting Specialist – General Insurance (Non-EB)

Skills this role screens for

The work

Responsibilities

• Evaluate and underwrite non-EB general insurance proposals (Fire, Property, Marine, Engineering, Liability, Motor, etc.)
• Assess risk profiles, site/property details, and loss history to determine insurability and pricing
• Liaise with insurers to negotiate terms, coverage, and premiums on behalf of clients
• Prepare and review policy documents, endorsements, and renewals for accuracy
• Coordinate with sales/relationship teams to structure suitable coverage for clients
• Ensure compliance with IRDAI guidelines and internal underwriting norms
• Maintain underwriting records and support audits/reporting as needed
• Stay updated on market trends, product changes, and regulatory updates in general insurance

Who they want

Requirements

• Graduation (any field); insurance-related certification (Licentiate/Associate from Insurance Institute of India) preferred
• 1–2 years of experience in underwriting or risk assessment for non-EB general insurance lines (Fire, Property, Marine, Engineering, Liability, etc.)
• Good understanding of underwriting principles, policy wordings, and risk assessment techniques
• Strong analytical and MS Excel skills
• Excellent communication and interpersonal skills for coordinating with insurers and clients
• Prior experience with a broking house or general insurer preferred