Credit & Commercial Senior Analyst

Skills this role screens for

About the role

ABOUT LENDABLE

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

• One of the UK’s most exciting unicorns with a team of over 800 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot https://uk.trustpilot.com/review/lendable.co.uk)

Also

JOIN US IF YOU WANT TO

• Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
• Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions
• Build the best technology in-house: we use new data sources, machine learning and AI to make machines do the heavy lifting

The work

ABOUT THE ROLE

We’re looking for an analytically-minded Credit & Commercial Senior Analyst to work our commercial & pricing strategy in our motor finance team (Autolend). This role is suitable for someone who loves using strong analytics to optimise our business, improve funnel performance while still delivering a good portfolio return.

You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives.

You'll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.

Also

TEAM'S OBJECTIVES

Autolend is building high performing portfolios, with bold growth targets and a commitment to responsible lending.

The work

Your core responsibilities include

• Optimising our pricing strategy, how much to lend and at what interest rate.
• Improving our conversion funnel, responding to qualitative feedback as well as data insights.
• Building a product that our customers and partners love.

Also

HOW YOU'LL IMPACT THOSE OBJECTIVES

• Define our multi channel pricing & commercial strategy and continuously optimise it to grow the business while maintaining strong returns
• Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy
• Seek out novel strategies and commercial approaches we can take advantage of
• Obsess over competitor trends and our performance through our diverse acquisition channels, responding quickly to changes in the market
• Collaborate cross-functionally with product, engineering, data, and our external partners to improve funnel performance
• Monitor and assess the success of implemented strategies and continuously identify areas for improvement.

Also

WHAT YOU'LL NEED TO SUCCEED

• Daily coding experience, with proficiency in Python and SQL ideally
• Proven experience in credit risk or commercial strategy roles, ideally within consumer lending.
• A strategic mindset and the ability to translate complex data into clear, actionable decisions.
• A focus on delivering results that align with both commercial and customer needs.
• A collaborative, open approach and a willingness to challenge your own assumptions
• Experience working in marketing / growth roles is a plus, but not required!

The process

INTERVIEW PROCESS

We’re not corporate, so we try our best to get things moving as quick