Posted 6d ago
Pay
Salary (undisclosed)
Location
Gurgaon, India
On site
Apply by
26 Oct
5 days left
Skills this role screens for
Opens on PayU's site. Sign in first and we keep it in your pipeline.
Still studying?Paid data internships open nowAbout the role
PayU is hiring for the role of Business Analyst - Risk!
The work
•
Develop, implement and maintain credit policy for digital lending products
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Analyze data (e.g. traditional and alternative bureau, behavioral & macroeconomic data) using statistical tools and analytical techniques to generate insights and optimize credit decisions (accept/decline, pricing and credit line)
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Build and optimize existing customer management strategies to improve customer level profitability
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Monitor portfolio and vintage delinquencies to ensure risk is within bounds; take corrective actions as required
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Analyze and evaluate potential vendors/data providers for incremental value in credit management strategies in a continuous improvement environment
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Partner with marketing, data science and product teams to ensure appropriate execution of policy requirements
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Keep up-to-date on applicable regulations and compliance requirements with possible interactions with internal and external regulators
Who they want
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Bachelor’s degree in Mathematics, Statistics, Economics, Engineering or a related field.
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2-4 years of relevant experience. Experience in risk policy/risk management/analytics would be preferred
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Utilizing knowledge of credit bureau data, risk scorecards and ability to pay quantification
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Expertise in excel; data manipulation using SQL/R/Python an added plus
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Visualizing complex data analyses and communicating to a wide variety of audiences, including senior leadership
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Managing several projects simultaneously and driving end-to-end project delivery
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Developing policy and procedures documentation for credit risk strategy execution
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Developing and automating quality control process to ensure intended execution of credit strategies
From a public listing board (Unstop).
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