Your First Salary: CTC, Payslip, PF and Tax
A free First Salary course from insiderOne University, in English, that takes about 2 hours. Turn a CTC into real monthly pay, read every payslip line, set up your PF and work out your tax, step by step. It ends in one assessed project. The course and the certificate are free. Anyone can verify the certificate at its own link, without an account.
Add it to your LinkedIn profile with the insiderOne logo, verifiable by anyone.
What you will be able to do
- Turn any CTC into a monthly in-hand figure, line by line
- Check a payslip's PF, professional tax and TDS against the offer letter
- Activate your UAN, read your EPF passbook and check your KYC on the EPFO sites
- Work out tax on a salary for tax year 2026-27 under the new and the old regime
- Read your AIS and Form No. 130 (once Form 16), and get a TDS mismatch fixed
- Write a first three months money plan with an emergency fund
Students and freshers in India with a first offer letter, or one on the way. You want to know what you will actually get each month. You need a phone, and later your own payslip.
What is in it
- 1Reading an offer letter12 min
- 2The payslip, line by line11 min
- 3EPF: your share, the employer's share and the UAN12 min
- 4Moving jobs without losing PF, and gratuity11 min
- 5Income tax on a salary12 min
- 6TDS, Form 16 and your AIS11 min
- 7Your first month's money plan11 min
- 8Workplace rights basics11 min
Kavya's first salary: in-hand pay, tax both ways and a 90 day plan
A worked in-hand and tax calculation for Kavya's sample offer under both regimes, and a 90 day plan, using only the given figures.
About 125 minutes in total.
Two levels
Finish the units and the project and you get the Certificate of Completion. Pass the live skill challenge on Salary and Income Tax at Practitioner level or above and it becomes a Verified Certificate, which anyone you send it to can check for themselves.
Questions
What does it cost?
Nothing. The course and the certificate are free, and so is verifying it.
Can an employer check it?
Yes. Every certificate has its own page, and the code printed on it resolves there without anyone needing an account.
Do I need any experience?
No. These are written for students and people in their first job, and they assume nothing.
What do I actually walk away with?
The certificate, and the piece of work you made for the project. That goes into your insiderOne profile as a proof item, private until you choose to show it.
Know someone studying this?
The course and the certificate are free, and anyone they send it to can check it.